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Al Ouma Lib 4,5 Groupe 2
In this Group: Sokhna Khary, Yvonne, Aby, Maimouna, Bintou, Cheikh Latgrand, Mame Katy, Nguénar, Ndeye Thiaffour, Dame, Yacine, Modou, Thiaffour
Al Ouma Liberté 4,5 Group 2 is a sub-group of 13 members who belong to the same national solidarity association. It is a mixed group of 8 women and 4 men who all practice the same activity of small trade.

Their representative is Mrs. Sokhna, the lady dressed in red and wrapped in a white scarf. She has been working in trade and sewing for many years with over 15 years of experience to her credit. Her work day starts at 10:00 AM and she comes home around 7:00 PM.

She is seeking a loan to diversify her activity by adding the sale of food products. Her goal is to open branches around the capital where she lives and works.
Al OUMA liberté4, 5 groupe 2 est un sous groupe qui est composé de 13 membres qui adhèrent tous dans la meme association lequel est un groupement national de solidarité. C’est un groupe mixte de 10 femmes et 3 hommes regroupés dans le meme secteur d’activité de commerce divers. Elles sont représentées par madame Sokhna qui représente la personne en écharpe noire sur la photo. Elle s’active depuis plusieurs années dans le secteur du commerce et de la couture. Elle capitalise une expérience d e plus de 15 ans dans ses activités. Elle commence sa journée a partir de 10 heures le matin pour rentrer chez elle aux environ de 19 heures. Elle sollicite un crédit dans le but de diversifier son commerce d’habits en y ajoutant des produits alimentaires. Son objectif est d’ouvrir des succursales de part et d’autres dans le capitale ou elle vit et exerce son activité.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,221,925
    Funds lent in using Kiva
  • 504.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Al Ouma Lib 4,5 Groupe 2's $3,275 loan helped a member to buy food products for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 26, 2011
Jan 30, 2012
Currency Exchange Loss:
Jun 17, 2013