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Zaida Del Carmen
Zaida, married, is 57 years old. She is the owner of her own business making military boots, and has been doing this for 34 years. She lives in the department of Masaya.

She came to our offices to ask for a new loan to buy raw material as she already has orders. Her points of sales are a distribution point in the east and sales in the Masaya city market.

She thinks that this loan will help her increase her sales and improve her quality of life.
View original language description ↓
Doña Zaida, casada, de 57 años de edad, es propietaria de su propio negocio en la elaboración de calzado de botas militares, desde hace 34 años, reside en el departamento de Masaya.

Se presenta a nuestras oficinas para solicitar un nuevo crédito para la compra de materia prima, ya que ella tiene pedidos, sus puntos de ventas en la que ella distribuye es en el oriental y ventas en el mercado de municipal de Masaya.
Considera que este crédito le ayudara a incrementar sus ventas y mejorar su cálida de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Zaida Del Carmen to buy materials for shoemaking such as leather, white and yellow glue, black snaps, rubber, standard soles, green ribbons, rivets, and laces.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 16, 2012
Jan 27, 2012
Currency Exchange Loss:
Mar 15, 2013