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O. Khikoyat is 51 years old, married and has seven children. She works as a vendor, selling children's clothing from a rented storefront every day of the week except Friday, when she rises at 5 a.m. to go to a neighboring city to sell her goods in its local market. After years of hard work, O. has managed to make her business stable and generate significant income for her family. O. would like to buy more clothing to sell, and has come to us for a loan of $1,000 to make that possible. She is a repeat client of IMON, has a positive credit history, promises to repay the loan in a timely manner and wants to thank everyone for their support.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khikoyat to buy more children's clothing to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 10, 2008
Apr 12, 2008
Currency Exchange Loss:
Mar 16, 2009