Razimat U. lives in the Asht region of Tajikstan and is married with four children. Mr. U. has his own livestock business. He also works in a collective farm, but his own farm brings in most of the family 's income. He raises cows, rams, and sheep. With 10 years of experience, he has the appropriate skills and knowledge to succeed. Mr.U. is applying for a Kiva loan of $1,200 for 8 months to purchase pedigree bulls.