A loan of $1,050 helped a member to buy perfume, beauty cream, shampoo, grapes, mangos, papaya, bananas, flour, oil, chickens, and pigs.


Norma's Group's story

Lourdes, Norma, and Paola are members of the community bank “Lila”. Lourdes and Norma have belonged to the bank for three years, while Paola joined one year ago. In that time they have learned to be responsible, punctual, how to avoid getting sick, and the importance of saving.

Lourdes is 36 years old, is married, and has three children. Lourdes sells cosmetics from a catalogue. She sells Unique, Avon, and Esica products, and concentrates on selling to her friends and family. In addition, Lourdes transports shoes from the city of Trujillo, to sell in Ayacucho.

Norma is 32 years old, is a single mother, and has two children. Norma sells fruits from a cart outside the Santa Clara market. Norma also raises chickens and pigs which she sells at the market in the small town of Quinua and to friends and neighbors.

On the other hand, Paola is 20 years old, and is studying nursing at the local university. In order to help pay for school, Paola makes typical breads such as “chapla”, which is similar to pita bread. She learned how to bake from her parents.

Lourdes, Norma, and Paola need loans of 600, 1000, and 1600 soles (3 soles = $1), which they will invest in buying perfume, beauty cream, shampoo, grapes, mangos, papaya, bananas, flour, oil, chickens, and pigs.

One of the most important aspects of the community bank is that each associate has an interest earning savings account. Lourdes, Norma, and Paola plan to use their savings to invest in their businesses, open a cake shop, pay for their children’s education, and to finish university. Their dreams are to see their businesses prosper, help their children have a better life, and find a job as a nurse.

In this group: Norma, Lourdes, Yomaira Paola
*not pictured



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