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Rutchel is 29 years old, married, and has one child who attends school. She runs a sari-sari (general) store in the Philippines, which she has been doing for four years. She sells a variety of items such as sugar, bread, milk, and spices.

Rutchel is request a loan for 13,000 PHP through NWTF, which she will use to buy items such as shampoo and groceries for her sari-sari store. In the future, she would like to save enough to expand her business. Rutchel works very hard to provide for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 369
    View loans »
    Philippines Loans Fundraising
  • $65,916,575
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rutchel to purchase additional stock to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Jan 24, 2012
Currency Exchange Loss:
Jul 15, 2012