Check out some available loans that are similar to this one!
Sobhya is a 31-year-old young woman who is married with four sons and three daughters. She is a school teacher. Sobhya wants to replace the old refrigerator she has with a new one, and since her salary is not enough to afford this, she is requesting a loan from FATEN to help her cover the costs of purchasing the new refrigerator for her house and providing her family with healthy living conditions. Sobhya is pictured above, at a FATEN branch.

About this loan product:
FATEN offers loans that are customized for Muslim borrowers. A key principle of Islam is the prohibition of charging interest on a loan. This prohibition is based on the belief that money is only a medium of exchange and has no value in itself. In order to offer loans in a manner that is consistent with borrowers' values, FATEN charges 0% interest on this loan. However, FATEN does charge a servicing fee to cover its costs. The loan amount you see listed on Kiva includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you according to this loan’s repayment schedule. For more information on lending in the Muslim world, please click here:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 75
    View loans »
    Palestine Loans Fundraising
  • $14,460,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Sobhya to purchase a new refrigerator for her house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 9, 2012
Feb 7, 2012
Currency Exchange Loss:
Jul 20, 2013