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Deme Group
In this Group: Djeneba , Oumou , Fatoumata , Kadiatou , Ami
The Deme group is mostly made up of married women with an average age of 35 and, on average, 5 children. Most of them live in monogamous families in Sanoubougou I, one of the popular districts in the town of Sikasso. This will be the group's 2nd loan from Soro Yiriwaso, and has been requested so that the women can keep up with their customer demand. Their previous loan was fully repaid.

One of the group's members, Djeneba, standing in the middle of the picture, sells clothing. She will use her part of the loan to buy 15 pieces of wax pagnes (traditional sarong-like clothing) from the Grand Market in Bamako. She and her family sell the merchandise from a fixed spot at the Grand Market of Sikasso, for cash, to a clientele composed mostly of women.

Djeneba anticipates making an average monthly profit of 20 000 francs, which she will use to repay the loan and interest, whilst saving the rest. She would like to increase her turnover so that she is in a better position to satisfy her customer's needs.
Les cinq membres du groupe DEME sont essentiellement de femmes mariées avec une moyenne d’âge de 35 ans, et ont en moyenne 5 enfants. Elles vivent la plupart dans des familles monogames à SANOUBOUGOU I un des quartiers populaires de la ville de Sikasso.
Elles sont à leur deuxième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Les prêts passés ont été correctement remboursés.
Madame DJENEBA fait le commerce d’habillements dans ce groupe de femmes de DEME, elle se tient au milieu en position debout.
Elle compte acheter avec son prêt, 15 pièces de pagnes wax au grand marché de Bamako. Elle les revend au grand marché de Sikasso à une place fixe et en famille à une clientèle composée pour la majeur partie de femmes, au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 20.000 FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne.
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 53
    View loans »
    Mali Loans Fundraising
  • $12,694,675
    Funds lent in using Kiva
  • 508.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD