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Faraja Group
In this Group: Leonia, Stella, Monica, Bius*, Josephine , Juma, Raha*, Nuru, Jamila, Asia, Karist, Wilson, Hussein, Asha
* not pictured
Leonia is in her late thirties, married and has two children. For the last four years, she has earned a living by running a grocery store where she works from 7 a.m. to 10 p.m. and earns a good monthly profit. She is applying for her fourth loan from Tujijenge Tanzania. She used her first three loans to buy more groceries to sell to her customers, and paid all the loans fully and on time. She hopes to use this new loan in the same way. Her goal for the future is to open a second grocery store in a different area. Leonia will share this loan with her 14-person loan group, which is called Faraja. The members of this group hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,585.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Faraja Group's $2,850 loan helped a member to buy more groceries to sell to her customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Jan 23, 2012
Currency Exchange Loss:
Jun 16, 2012