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Hamida's Group
In this Group: Hamida, Bushra, Irshaad, Nargis, Qaisra, Kaneezan, Salma, Asmat
Hamida is married and has 3 sons. Her eldest son is 27 years old and is a driver by profession. In order to financially contribute to the family, Hamida operates a grocery store, selling cooking oils, bread, spices and other household items to her community clients at low rates. She is very experienced and has been operating her business for many years. Hamida is also a very good house administrator who manages her household expenses very well.

Hamida has applied for a loan from KIVA partner Asasah for the further improvement of her grocery business. She plans to use the loan to buy grocery stock such as spices, cooking oils, etc. in larger quantities that will allow her to fulfill her clients' needs and increase her sales and profits. She is confident that this loan investment will be a profitable one for her.

Note: In the photo, Hamida is holding a book (the Asasah Passbook).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 90.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hamida's Group's $1,575 loan helped a member to buy grocery items such as cooking oil, spices, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013