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Lerma is 33 years old and lives in P-3 Gango, Ozamiz City. She is married with 1 school-age child.

Lerma has a retail business and earns approximately PHP 15,000 each month doing this type of business. She has a requested a loan of 50,000 PHP to purchase equipments for the renovation of her house.

Lerma has been a member of PMPC for 1 year. In the future, Lerma hopes to improve her living conditions.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 341
    View loans »
    Philippines Loans Fundraising
  • $70,737,375
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Lerma to purchase equipments for the renovation of her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 6, 2012
Jan 22, 2012
Currency Exchange Loss:
Feb 15, 2013