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Villa Hermosa Uno Group
In this Group: Ricarda Petronila, Jovita Isaias, Camila Elena, Lilia Elizabeth, Carmelina, Brenda Jovita , Yanira Rosbelinda, Zoila Marlene, Angelica Judith, Ana Beatriz
Ricarda Petronilla is a 54 year old, married woman. She studied until grade 3, she has 2 children, neither goes to school. She works selling everyday groceries in a store. She started this business with a little bit of capital that she borrowed and now has 12 years of experience. She counts on the help of her husband who is a construction worker.

She organized a group to solicit a loan that she will use to buy more products for her store, as she hopes her business expands and makes more money. The other members of the group work as salesclerks in general, in spare parts, growing vegetables and animal husbandry.
View original language description ↓
La señora Ricarda Petronila es casada tienen 54 años de edad, cursó el tercer grado educacion primaria, tiene 2 hijos de los cuales ninguno esta estudiando, se dedica al comercio a la venta de productos para consumo diario en una tienda, inicio este negocio con un capital pequeño y prestado y hasta el momento lleva 12 años de experiencia, cuenta con el apoyo de su esposo quien se dedica a la construcción de vivienda.

Organiza un grupo para poder solicitar un préstamo que lo utilizara para la compra de mas productos para su tienda, ya que espera que su negocio sea grande y con mejores ganancias. Las demás integrantes del grupo se dedica a la atención de tienda en general, venta de refacciones, siembra de verduras y crianza de4 animales.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 58
    View loans »
    Guatemala Loans Fundraising
  • $12,538,350
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Villa Hermosa Uno Group's $2,525 loan helped a member buy groceries for her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 22, 2011
Feb 1, 2012
Currency Exchange Loss:
Sep 15, 2012