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Marjorie Noemi
Marjorie Noemi is 21 years old and single. She lives with her parents and has no children. She lives in Guaranda Canton in the province of Bolívar.

The communal bank is named Ciudadela Los Ángeles and is located in the Los Ángeles precinct of Ventanas Canton. This bank works in short-cycle agriculture growing corn and rice.

Marjorie Noemi works in agriculture growing corn and rice. She buys her products in Guaranda and sells them in the market of the same place and in the markets of the surrounding cantons.

She requested the loan to buy manure, urea, and liquid fertilizer for growing corn and rice. The loan has helped her increase her income for her family's consumption and to invest. Her dream is to continue working in farming and increase her production.

She likes to listen to music and read.
View original language description ↓
Marjorie Noemi tiene 21 años de estado civil Soltera vive con los padres y no tiene hijos. Vive en el Cantón Guaranda provincia de Bolívar.

La ventanilla se llama CIUDADELA LOS ANGELES, se encuentra ubicada en el recinto los Ángeles, pertenecientes al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Marjorie Noemi se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Guaranda y las vende en el mismo lugar.

El crédito solicito para la compra de abono, urea, líquidos fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es seguir trabajando en la agricultura y aumentar la producción.

Le gusta escuchar música y leer.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Marjorie Noemi to buy manure, urea, and liquid fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 13, 2012
Jan 24, 2012
Currency Exchange Loss:
Aug 22, 2012