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Update on Hafiza

Hafiza is married and is a loving mother. She has one child. Her father-in-law lives with them. Hafiza has been involved in buying and selling women's clothing for the last five years. Because she brings in high-quality merchandise, her customers trust her and order necessary merchandise from her. She has a circle of regular customers. Hafiza wants to expand her business in order to earn a good income and improve her family's welfare. In order to achieve this goal, she is requesting a loan to purchase a new selection of clothing.
View original language description ↓
Хафиза замужем и любящая мать. У нее один ребенок. Её свекровь живет с ними. Последние пять лет она занимается купле- продажей женской одежды. Так как она привозит высококачественный товар, клиенты доверяют ей и заказывают нужный товар. У нее круг своих постоянных клиентов. Хафиза хочет расширить свой бизнес, чтобы получить хороший доход и улучшить благосостояние семьи. С этой целью она запрашивает займ для покупки нового ассортимента одежды.

Previous Loan Details

Hafiza is married and has a son. For a long time, she had several different jobs and then realized that her best opportunity would be to run her own business. Today, Hafiza has a business selling women's clothing in the local market and she has been in this trade for six years. Hafiza is very ... More from Hafiza's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hafiza to purchase clothing in order to expand merchandise selection.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Jan 20, 2012
Currency Exchange Loss:
Feb 16, 2013