A loan of $5,000 helped a member to purchase two bundles of second hand clothing to resell at a profit.


Mibeko Plus Group's story

“Mibeko Plus”, which means Laws in English, is a group of 16 owners of small businesses chaired by Etoyi. Its members are jointly liable for loans granted by Kiva to grow their businesses.

Etoyi has been selling second hand clothing since 1985. She started her business with a beginning capital of USD 150. Over the years, her business prospered through determination and hard work. She has been able to build a loyal customer base that has stabilized her business. With good management and savings, Etoyi has been able to increase her working capital today. She sells at the market and her business makes $40 per week. She is confident with her business and she is determined to someday diversify her business by adding beverages. Etoyi is 48 years old, married, and has four children between the ages of 18 and 24. All of them go to school.

In this group: Etoyi, Sylvie, Bakambamba, Charlotte, Brigitte*, Tanga, Sunda, Berth, Mamie, Kanieba, Liliane, Mado, Hortence, Virginie, Marie Claire, Thérèse
*not pictured



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Loan details