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Update on Viktor

To ensure the successful management of Viktor's business, it is necessary to strengthen the greenhouses (rather weak frame) and to buy polyethylene film and seeds for sowing,

Viktor took the previous loan to build two greenhouses. Due to the increase in planting area, Viktor's income grew to almost double last season! Viktor built another greenhouse for the money he earned, and further changed the roof of his house (earlier it leaked). In addition, Viktor purchased a large trailer for his car to take products out for sale.

Viktor moved to Vodyanoye in 2009 and started farming from scratch. In the beginning he built one greenhouse, then another two, thus developing the business gradually. Now he owns a stable business, which brings him a permanent income.

Note: In the photo, we see Viktor with his son.
View original language description ↓
Для успешного ведения бизнеса Виктору нужно укрепить теплицы (слабоватый каркас), закупить пленку и семена для посева. Предыдущий кредит Виктор брал на постройку двух теплиц. За счет увеличения посадочной площали в прошлом сезоне доход Виктора вырос почти в два раза!

На заработанные деньги Виктор построил ище одну теплицу, а также поменял крышу в своем доме (раньше она протекала). Помимо этого Виктор приобрел большой прицеп для автомобиля, чтобы вывозить продукцию на продажу.

Виктор переехал в Водянное в 2009 году и начал заниматься фермерством с нуля. Вначале построии одну теплицу, потом еще две. Так понемногу развивался. Теперь имеет стабильный бизнес, который приносит ему постоянный доход.

Примечание: на фото Виктор вместе с своим сыном.

Previous Loan Details

Viktor is married and has two children. He lives in the town of Vodyanoye, where he owns two well-equipped greenhouses in which he grows vegetables for sale. He’s been in this business for six years. He currently has 30,000 Grivnyas in working capital, and plans to spend about 15,000-20,000 of th... More from Viktor's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Viktor to repare his greenhouses and purchase seeds.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 20, 2011
Jan 20, 2012
Currency Exchange Loss:
Aug 8, 2012