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Aram, 40 years old, lives with his wife and son. He works at the local village hall and is also involved in cattle breeding, which is the main source of income for the family. Unable to find sufficient financial means to develop the farm, Aram has applied for a loan. He plans to use it to purchase 2 cows and to renovate the barn. This loan will help Aram to make his farm more stable and to further develop it.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,500 helped Aram to pay for cows and barn renovations.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 12, 2012
Feb 1, 2012
Currency Exchange Loss:
Mar 2, 2012