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Yerem is involved in cattle breeding. He lives with his mother and sister who works at the local university. For many years, Yerem has sustained the family and now has sufficient means to develop his farm.

Yerem has applied for this loan to purchase a cow and forage (plant leaves and stems eaten by livestock). By developing his cattle-breeding business, Yerem will earn more income and be able to invest it in his farming business.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Yerem to buy a cow and forage (food for livestock).
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 20, 2011
Feb 1, 2012
Currency Exchange Loss:
Nov 17, 2014