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Ghulam Sakina's Group
In this Group: Ghulam Sakina, Safia, Razia, Naseem Akhter, Sabira, Nasreen, Ghazala, Kaneez, Naseem, Irshaad, Shahnaz, Shabina, Asia
Ghulam Sakina has requested a loan from KIVA partner Asasah for her sewing business. By using the loan money, she will buy a new sewing machine. This will allow her to finish the client orders on time and increase her profits, as her current sewing machine has become old and she is unable to work properly.

Her husband is a driver and provides transportation services to his passengers.

Ghulam is the mother of two sons and a daughter. Her eldest son is a laborer, while her other children stay at home.

Ghulam is very efficient and is teaching the art of sewing to her daughter. She is hopeful that her daughter will use her skills to earn income after marriage.

She is also confident about her business success as a result of a loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 90.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ghulam Sakina's Group's $2,275 loan helped a member to buy a sewing machine for her sewing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 18, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013