A loan of $1,100 helped to purchase clothing and beauty treatments..


Flor María's story

The members of Las Divinas Communal Bank meet every fifteen days in the La California de Portoviejo neighborhood, capital of Manabí, known for many years as the city of the royal tamarinds.

In this location, we meet Flor María who is 36 years old. Currently, she is unmarried but has three children, ages 18, 14, and 6, from a relationship that she had for several years. The oldest attends university and the two younger children are in secondary and primary school, respectively. She studied beauty and cosmetology at a school in the capital city of Manabita and graduated with a great deal of knowledge in her field.

Flor María is engaged in various activities to earn a living and uses this income to provide her children with the best. She sells clothing by catalog, and in addition, she has a beauty salon to which well-known personalities of the city come for different services such as haircuts, hair coloring, waxing, and other services. She also sells merchandise there since the majority of her clients also purchase her products. She also sells beauty treatments. She works every day from 8:00 am until 8:00 pm; two people work with her to assist with various services. She has been in this business for five years and it is going very well.

She will invest this loan in her two businesses and will use the funds to purchase clothing and beauty treatments. She is the founder of the communal bank and likes it because the members are very courteous. Her goal is to continue moving her business ahead.

Translated from Spanish by Kiva volunteer Eleanor Francoletti-Putz


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