Las Animas Group
Update on Las Animas GroupMaría Victoria, 27, is married; her husband’s name is Noel Carlos. He’s a veterinarian and they don’t have children. She sells huaraches and sandals. She has a stand where she sells her merchandise and has been in business for a year. She does very well and will use her loan to buy more huaraches in new styles. She hopes her loan will help her because she hopes to increase business.
María Victoria belongs to the “Las Animas” group which has ten members, all women, who are mentioned here: Leonarda, María, Gregoria, Evangelista, Marena, Petra, María de Jesús, María Victoria, Rafaela and Miriam. They all carry out commercial activities like fish sales, fruit sales, vegetable sales, chicken sales, cosmetic sales, flower shop, food, etc.
Maria victoria pertenece al grupo las animas el cual esta integrado por 10 personas las cuales son puras mujeres a continuación serán mencionadas: Leonarda, María, Gregoria, Evangelista, Marena, Petra, Ma de Jesús, Ma Victoria, Rafaela, Miriam, todas realizan una actividad comercial como son: venta de pescadería, frutas, verduras, pollos, cosméticos, florería, comida, etc.
Previous Loan DetailsMaría de Jesús is 24 years old, married and has 4 children, 2 of which are studying. Jacqueline is in her 3rd year of primary school, Daniel is in the first grade. Eduardo is only 3 years old and Raul is 1-1/2 years old. Her husband is called Daniel and he works at farming. She works selling ... More from Las Animas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid