A loan of $675 helped to buy merchandise, such as beauty products, lotions, and other items, so that she can offer more variety to her customers.

Flor Maria's story

Flor Maria has dedicated her whole life to caring for her husband and their 4 children. She has always been ready to help them with whatever they need, and to do this now, she generates income to contribute toward the household expenses. In this way she can improve the quality of life of her husband and their 4 children. Flor Maria has always wanted her children to have the best education possible. However, the income that she and her husband earn has not been sufficient to allow them to access the best education in their area. For this reason, Flor Maria works constantly and with a lot of care, so that her business will generate more income. This way she could provide her children with a good education.

For some time now Flor Maria has been selling merchandise through a catalog, and thanks to her good service, she has attracted a good share of the customers in her area. The disadvantage that Flor Maria faces is that many times when she sells on credit her customers are late in making their payments, because money is very tight.

Flor Maria seeks to increase her sales, so that she can provide a better education to her children. To do this, she plans to increase the variety of products that she offers to her customers. However, because some of her customers are behind on their payments, she lacks the capital she needs to purchase this additional merchandise. This is why she is requesting a loan that will allow her to make this purchase of personal care products, such as beauty products and lotions, so that she can offer more variety to her customers.

Flor Maria hopes that her sales will increase significantly, which will allow her to increase her earnings and save so that in the future her children can go to college. This will allow them to have a high-paying job in the future.

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Translated from Spanish by Kiva volunteer Lisa Grobar

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