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Nariman has been involved in an agricultural business for nine years and concurrently works as a home repairs handyman. He is married and has three children. Nariman wants to make repairs in his home, and this is why he wants to obtain a loan in the sum of 700 AZN to purchase construction materials. He has to spend all of his business profits on repairs, and this is why he cannot expand his business, which makes his life difficult. His dream is that his children are able to get a decent education, and, as a devoted father, he tries hard for their future.
View original language description ↓
Nariman zanimaetsa selskoxozaystvennim biznesom vot uje 9 let i odnovremenno rabotaet masterom po remontu domov. On jenat i imeet 3 detey. Nariman xochet sdelat remont u seba doma I poetomu xochet priobresti kredit v summe 700 azn dla togo chtobi kupit stroy materiali. Vse doxodi s biznesa emu prixoditsa tratit na remont i poetomu on ne mojet rasshirit svoy biznes chto i oslojnaet emu jizn. Ego mechta eto chtobi ego deti smogli poluchit dostoynoe obrozovanie i on kak predanniy otec staraetsa radi ix budushego.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,897,700
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Nariman to buy construction materials to repair his house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 29, 2011
Jan 18, 2012
Currency Exchange Loss:
Dec 15, 2012