A loan of $4,525 helped a member to buy vegetables, especially potatoes, wholesale.

Las Dalcas Group's story

This community bank is called “Las Dalcas” and has 23 members. They all work in different fields including cheese sales, toy sales, vegetable sales, etc. They all live in the city of Puerto Montt.

Juan is a member of this community bank. In the photo, he is standing in the second row, on the far left, wearing a black sleeveless jacket.

Juan works in sales. He works in a mini-mart and sells fruit, vegetables, seafood, drinks and other products. He has been working in this business for 6 years together with one of his daughters. He works from Monday to Sunday, from 6.00am to 8.00pm.

Juan says that his business premises are located in the city center and he has a lot of customers, especially during this summer season. He buys his merchandise from local farmers which is most convenient for him. He will use his loan to buy vegetables, specifically potatoes, wholesale.

Juan's goal is to grow his business. For this reason, he will continue stocking it with merchandise and continue making better income.

Juan lives together with his wife and his two daughters who are 30 and 20 years old. His daughters help him with his seafood business (a family business which is aimed at selling oysters). Juan's personal dreams are to provide his family with a better quality of life and more comforts.

Juan is very happy and grateful for the opportunity that Fondo Esperanza are giving him as it helps him to invest in his business. He says that he has learned from the training sessions that he receives as a member of his community bank.

Puerto Montt is a city in the south of Chile. It is located in Los Lagos region. Some of Puerto Montt's attractions are its beautiful green landscapes, its quiet beaches, its rich cuisine and the reputation of its fish, seafood and handicrafts. It is also one of the main ports of entry to Isla Grande de Chiloé which is rich in traditions and legends.

In this group: Juan, Yessica, Paula, Mónica, María Angelica, María Elena , Vanessa, Cynthia, Juan Carlos, Juan, Sandra, Vviviana, Carmen Gloria, Martina, Lorena, Cherie, Paola, Corina, Miguel, Magaly, Matilde, Myriam, Rosa

Translated from Spanish by Kiva volunteer Linda Oxnard

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