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Phuong is 34 years old, married and the mother of two children. She lives with her family in Ho Chi Minh City, where her husband works as a refrigeration mechanic. For the last five years, she has earned a living by selling clothes. She is applying for a loan to buy a greater quantity and variety of clothes to sell. She hopes this will allow her to better meet the needs of her existing customers and attract new ones. She also hopes that this loan will increase her income and allow her to improve her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 83
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,825.0
    Vietnam Dong (VND) = $1 USD