Dilshad is the mother of 2 sons, the eldest one studies in class 2 while her younger son is only 2 years old. Her husband works at a bus station.
Dilshad has applied for a loan from KIVA partner Asasah for the improvement of her sewing business. With the loan investment, she will buy a new sewing machine because her current machine has become rough and needs replacement. With the new sewing machine, she will be able to complete her orders on time and earn more profits. She has been operating her business for many years and is confident that a new sewing machine will help her to make her business better.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid