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Benik is a 52-year-old farmer from Kechut village. He lives with his wife and son. Benik has been engaged in cattle breeding for many years, and he has managed to increase the number of cattle to thirteen. Now Benik would like to develop his farm further. With the help of this loan he plans to purchase five cows. With the increased number of cattle, Benik will get more income from the sale of milk and meat and ensure a stable future for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 160
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Benik to pay for cows.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 27, 2011
Feb 1, 2012
Currency Exchange Loss:
Mar 2, 2012