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Karem Del Socorro
Karem is an enterprising young woman. She’s studying Psychology. The loan will be used to pay for the final coursework in her studies. Her parents will help her repay the loan. In a few years she sees herself in her own clinic able to earn her own salary. Her inspiration is her son because she loves him above all else in life and he’s her motivating factor. She’s grown up in an honest family and her family has excellent credit history. Her pregnancy was a challenge since she underwent it while attending university but her family helped her overcome it both emotionally and economically.
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Karem es una joven emprendedora, está estudiando Psicología, el préstamo será usado para pagar el curso de titulación de finalización de sus estudios, sus padres le apoyaran en al pago del crédito. Dentro de algunos años se ve en su propia clínica, siendo capaz de ganar su propio salario, Su inspiración es su hijo porque es lo que más quiere en su vida, y es su motor. Ha sido formada en una familia honrada y mi familia tiene un récord crediticio excelente. Su embarazo fue un desafío ya que lo vivió estando en la universidad, pero su familia le ayudó a superarlo tanto en lo económico como emocional

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Karem Del Socorro to pay graduation costs.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 20, 2011
Jan 23, 2012
Currency Exchange Loss:
Aug 18, 2013