Update on Beatriz AdelinaBeatriz Adelina is 40 years old, and she is married with three children. She lives with her husband and her children aged 14, 7 and 4, in Ventanas, province of Los Ríos.
She is a member of VRC NUEVO HORIZONTE, located in Cachely Grande which belongs to Ventanas Canton. The members of this communal bank are short cycle corn, rice and pigeon pea farmers.
Beatriz Adelina makes a living growing corn. She both buys and sells her agricultural products in Ventanas.
She is requesting a loan to buy supplies, manure, fertilizers and pesticides. With the support of the loan she will be able to continue farming and have a better financial situation.
She faces challenges like pest infestations like locust, "horosco" and "cinta roja" (red stripe). Her dream is to buy land and continue working.
In her free time she likes to teach her children their school assignments and homework.
Es integrante de la VRC NUEVO HORIZONTE, se encuentra ubicada en el Recinto Cachely grande, perteneciente al Cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol gandul.
Beatriz Adelina se dedica a la Agricultura a la siembra de maíz. Las compras y las ventas de los productos agrícolas lo hace en ventanas.
Solicita el crédito para comprar insumos, abonos, fertilizantes, líquido para plagas. Con el apoyo del crédito podrá seguir trabajando en la agricultura y tener mejor estado financiero.
Enfrenta desafíos como las plagas cómo la langosta, horosco y la cinta roja. El sueño es comprarse terrenos y seguir trabajando.
En el tiempo libre le gusta enseñar a los niños las tareas para la escuela y el colegio.
Previous Loan DetailsBeatriz Adelina is 40 years old and married. She lives with her husband and children in the canton of Ventanas in Los Ríos Province. This Communal Bank is called “Nuevo Horizonte” (New Horizon) and located in the neighborhood of Recinto Cachely Grande, which is in the canton of Ventanas. Th... More from Beatriz Adelina's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid