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Silvia Magdalena
Silvia Magdalena, age 18, is single and does not have children. She lives with her parents in Ventantas in the Los Rios Province.

She is a member of the La Union communal bank in the Aguas Frías precinct of the Ventanas canton. This communal bank devotes itself to agriculture, and they grow short cycle corn, rice, and beans.

Silvia grows corn and has chickens and livestock. She buys her agricultural products in Ventanas. She is requesting the loan to lease land and to buy fertilizers and liquids for the locusts. With the help of the loan she will be able to buy fertilizers and weed killers. The challenges she faces are the locust.

Her dream is to be able to have a house. In her free time she likes to listen to music.
View original language description ↓
Silvia Magdalena tiene 18 años de edad es soltera no tiene hijos, vive con los padres en ventanas provincia de los ríos.

Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.

Siva se dedica a la siembra de maíz además tiene pollos y ganado. Las compras de los productos agrícolas lo hace en Ventanas.

Solicita el crédito para arrendar terrenos y comprar fertilizantes, líquidos para la langosta. Con la ayuda del crédito podrá comprar los fertilizantes, líquidos para maleza.

Los desafíos a los que se enfrenta son la langosta. El sueño es poder tener una casa. En el tiempo libre le gusta escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 62
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Silvia Magdalena to lease land and to buy fertilizers and liquids for the locusts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 20, 2011
Jan 20, 2012
Currency Exchange Loss:
Jul 27, 2012