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Guliza is 29 years old, married and is raising two children, who are six and four years old. To have an income source for her family, she started her own business in animal husbandry two years ago. This business, started with a purchase of two cows, today yields about 15,000 som (KGS) per month from sales of milk and meat. In order to further increase livestock headcount, Guliza requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase additional livestock. This will allow her to expand her business and increase livestock headcount, and help her to complete construction of a house in the next two years.
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Гулизе 29 лет, замужем, воспитывает двух детей 6 и 4 лет. В качестве источника дохода для своей семьи, два года назад Гулиза начала свой бизнес в животноводстве. Начатое с покупки двух коров хозяйство сегодня приносит около 15,000 сом (KGS) в месяц от продажи молока и мяса. В целях дальнейшего увеличения поголовья скота, Гулиза обратилась в компанию «Бай - Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительного скота. Это позволит ей увеличить своей хозяйство и приумножить поголовье скота, и в ближайшие два года – закончить постройку дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Guliza to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2012
Jan 17, 2012
Currency Exchange Loss:
Feb 15, 2013