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Happines's Malapa Maendeleo Group
In this Group: Happines, Lovenes
Happines E. is 32 years old, married, and has 2 children, ages 13 and 10. She and her husband also take care of 2 other people, ages 50 and 60. Happines owns a food store where she works everyday from 6 a.m. to 10 p.m. and from which she can earn a monthly profit of about $60.

She now hopes for a loan of $275 to buy more food items for her business. She will share this loan with her subgroup member who has a business selling cloth.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,163.1
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Happines's Malapa Maendeleo Group's $275 loan helped a member to expand her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 20, 2008
Mar 5, 2008
Currency Exchange Loss:
Mar 4, 2009