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Patrick is a farmer in Kitale. He is aged 52 years, and married with seven children. The first born is 18 years old, and the last born is only four months. He has been in farming for five years, and his produce of maize, sugarcane, beans, and milk are sold within the local market.

Patrick has requested a loan of 31,200 KES from Juhudi Kilimo to buy and insure a dairy cow. He says this will give a boost to his farming income and enable him to easily provide the basic family needs. He hopes to increase the number of his dairy cows.

Patrick lists animal diseases, high cost of feed, and unreliable rains as the leading challenges.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 544
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 86.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Patrick to buy and insure a dairy cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 28, 2011
Jan 18, 2012
Currency Exchange Loss:
Oct 16, 2012