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Sarah owns and operates a retail hardware shop. She has been in this business for four years, and she works in her shop six days out of every week.

Sarah has requested a loan of 2,000,000 Ugandan Shillings from MCDT SACCO. She will use the loan funds to buy more bags of cement, iron sheets, nails, and barbed wire. She also generates additional income by selling rice.

Her primary business challenges include thieves and the difficulties involved in transportation. Her goals and aspirations for her business are to own a fully-stocked hardware shop. She also plans to build a house for the family.

Sarah and her husband live in a rented home with their five children in Kampala. They have access to electricity and piped water. Her major monthly expenses include school fees and food for the family. All five of her children are enrolled in school. Sarah also takes care of her sister and brother.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 125
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,415.0
    Uganda Shillings (UGX) = $1 USD