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Farzana's Group
In this Group: Farzana, Surriya, Nasreen, Faizaan, Shameem
Farzana is married and is 53 years of age. She sells wool in order to afford the living expenses of her family. Wool is used in making sweaters and other winter clothes. She has given birth to 2 sons. Both of them work and contribute to the family financially.

Farzana has applied for a loan from KIVA partner Asasah for her wool-selling business. With the loan investment, she will buy wool in bulk quantities, which will allow her to sell in larger quantities and increase her sales and profits.

The winter season is here, and the demand for wool is high. Farzana is hopeful that by investing the loan she will be able to increase her income.

Note: In the photo, the lady holding a book (called the Asasah Passbook) is Farzana.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 339
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 90.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $1,075 loan helped a member to buy wool in larger quantities for her wool-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 16, 2012
Feb 1, 2012
Currency Exchange Loss:
Jan 15, 2013