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Mrs. Vart T., 43, is a widow with three children and works as a cow broker. Normally she earns on average around $4 a day of profit. Two of her children work in the garment factory typically earns $90 per month. And her son-in-law works works as a motor-taxi driver, earning $3 per day of profit. Mrs. Vart T. is requesting a loan $500 from Kiva to purchase more cows so that she can be resold for a profit. ( Mrs. Vart T. took picture with her granddaughter).

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 219
    View loans »
    Cambodia Loans Fundraising
  • $39,899,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Vart to purchase additional cows to resell for profit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 21, 2008
Mar 6, 2008
Currency Exchange Loss:
Apr 15, 2009