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Divina Misericordia - El  Tambo Group
In this Group: Bertha , Maria Del Carmen , Maria , Oswaldo , Patricia , Casarina , Nella Magniolia*, Emanuel , Haydee
* not pictured
Bertha, age 54, is married and has four minor children. She is a member of the Divina Misericordia – El Tambo communal bank.

She currently has a store distributing fire extinguishers. She and her husband tend to the store together. At the same time she sells natural medicinal products door to door.

The requested loan is for the remodeling and implementation of the store selling fire extinguishers. This gives her the opportunity to improve her income.

In the future she hopes to buy a car for transporting her merchandise.

In the photo she is the third person on the left side in a chair. She is wearing a cream colored sweater, and she is wearing glasses.
View original language description ↓
La señora BERTHA de 54 años de edad de estado civil casada, tiene 04 hijos menores de edad. Es socias de la alcancía comunal “Divina Misericordia - El Tambo”.
Actualmente tiene una Tienda de Distribuidoras de Extintores que atiende conjuntamente con su esposo y la vez Vende de Productos Medicinales Naturales que ofrece de vivienda en vivienda. El préstamo solicito para invertir en la remodelación e implementación de la tienda de Ventas de Extintores, dándose la oportunidad para mejorar sus ingresos económicos.
Desea en el futuro comprar su auto para el servicio de traslado de su mercaderías, ella está ubicada la tercera persona lado izquierda sentada en una silla viste con una un chompa color crema puesta con un lentes.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 92
    View loans »
    Peru Loans Fundraising
  • $63,784,825
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Divina Misericordia - El Tambo Group's $2,750 loan helped a member to buy fire extinguishers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 13, 2012
Jan 19, 2012
Currency Exchange Loss:
Aug 15, 2012