A loan of $800 helped to complete the construction of his house.


Yem's story

Mr. Yem, 28, is a policeman who is living together with his younger sister in Dongkor commune. He is a single man and his sister is a university student in Phnom Penh city. Presently, Mr. Yem’s house is under construction. However, due to lack of some funds, it’s not completely built. In order to enable the performance of the laborers, Mr. Yem decided to apply for a loan from HKL and Kiva to complete the construction. He tells us that he is very confident he will pay his loan back to our lenders regularly and punctually based on the repayment schedule.



Loan details


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Loan details