A loan of $3,600 helped a member to increase the store’s stock by buying four sacks of rice, two sacks of sugar, two boxes of cans, and two boxes of soap to resell at a profit.


Version Plus Group's story

Philo is the leader of the community bank named “Version Plus,” which is composed of nine members united in solidarity to receive Kiva loans with the goal of developing their businesses.

Philo is 45 years old, married, and the mother of four children, whose ages range between 9 and 19 years old. Four of her children attend school. Philo has been part of the micro-enterprise world since 2005. She operates a general store in the west of Kinshasa. She works hard and employs good management skills in order to realize her dream of someday becoming a main provider in her environment. She would also like to achieve financial independence through her business, which currently earns her US $180 per week. Philo has already obtained and correctly repaid 21 loans from microfinance institution and Kiva partner HOPE DRC. She will increase her stock of merchandise with her next loan by buying four sacks of rice, two sacks of sugar, two boxes of cans, and two boxes of soap to resell at a profit.

In this group: Philo, Ida, Kanu, Marthe, Elysée, Véro, Georgine, Katho*, Nzenze
*not pictured



Loan details


Lenders and lending teams



Loan details