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Jukunay is 56 years old, a widow and raised seven children. She started her business in animal husbandry 20 years ago with an initial sum of 3,000 som (KGS). Thanks to her persistent work, Jukunay's business yields about 5,000 som (KGS) per month from sales of milk and meat products. She also works on 3.12 hectares of land, where she grows potatoes and barley. In the summer, Jukunay and her family travel to the pastures ("jailoo") of the mountain lake Son-Kol, where they set up a "yurt" - national felt house - where tourists and visiting guests can stop. In order to further develop her animal husbandry business, Jukunay requested a loan in the sum of 120,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase three bulls and ten sheep. She plans to invest the profits into further increasing livestock headcount.
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Жукунай 56 лет, вдова, воспитала семерых детей. Жукунай начала свой бизнес в животноводстве еще 20 лет назад, стартовав с суммы 3,000 сом (KGS). Благодаря упорному труду Жукунай, ее хозяйство приносит около 5,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. Также, Жукунай обрабатывает 3,12 га земли, где выращивает картошку и ячмень. Летом, Жукунай с семьей выезжает на пастбища («жайлоо») горного озера Сон-Кол, где разбивает «юрту» - национальное войлочное жилище – где могут остановится туристы и приезжие гости. В целях дальнейшего развития своего бизнеса в животноводстве, Жукунай обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку 3 бычков и 10 овец. Доходы Жукунай планирует вложить в дальнейшее увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Jukunay to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 29, 2011
Jan 16, 2012
Currency Exchange Loss:
Jan 18, 2014