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Update on Elena

Elena would like to purchase spring clothing (dresses) now since prices are lower, and there is a wide selection of clothes to choose from.
Elena used the previous loan to expand the seasonal assortment as well.

She is a dignified person who is able to convey her own optimism to other people even in the most difficult situations. In her spare time, Elena likes swimming and teaching others to swim.
View original language description ↓
Елена хочет закупить весенний товар - платья - сейас, когда есть большой выбор и можно купить по хорошей цене.
Прошлый кредит Елена использовала также на пополнение ассортимента сезонного товара.

Елена - уверенный в себе человек, способная заражать других оптимизмом даже в самых трудных ситауция. В свободное время она занимается плаваньем сама и учит других.

Previous Loan Details

Elena is a widow. She sells women's clothing at one of the markets in Zaporozhye city. The clothing she sells is of a high quality. Her net income is about 5,000 UAH per month. Elena has been in this business for 10 years. Her kind and open personality helps Elena to serve and retain her clien... More from Elena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 11
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Elena to purchase spring clothing while prices are good.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 27, 2011
Jan 18, 2012
Currency Exchange Loss:
Oct 15, 2012