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Shohida has been a client of our organization since 2008. Fattening up and selling livestock is her business. She uses each of her obtained loans to buy livestock, then sells it at a good profit, after fattening it up. She then spends the profit for family expenses. Shohida's son helps her with the business because her husband is working in Russia. Besides this business, Shohida is also involved in selling milk and kefir. Their livestock goes to a pasture, and a shepherd returns it home in the evening. Shohida plans to use this loan to purchase two, big dairy cows.
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Шоида клиентка в организации с 2008 года. Её деятельность- откорм и продажа скота.На каждый полученный кредит она закупает скот и откормив его продаёт за хорошую выгоду, которую она тратит на семейные крупные расходы. По бизнесу ей помогает её сын, муж на заработках в России. Шоида кроме этого бизнеса также занимается продажей молока и кефира.Скот у них пасётся на пастбищах, а вечером пастух пригоняет их домой.На полученный кредит она планирует закупить пару больших дойных коров.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Shohida to purchase two cows.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 10, 2012
Jan 16, 2012
Currency Exchange Loss:
Oct 15, 2012