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Geovanny Francisco
Geovanny, 37, is married and lives with his family in the neighborhood of Los Angeles. He works as a merchant selling bundles of American clothing and delivers his merchandise to clients in the city. He has his wife’s support and she also cares for the children and their home.

He is requesting his first home improvement loan and wants to add a bedroom and make his residence secure since crime has been increasing in his neighborhood recently.

Geovanny is characterized as being a responsible young man with religious principles. He also has a good credit history in the area. He is capable and willing to repay the loan. His greatest dream is to provide a pleasant home for his children.
View original language description ↓
Geovanny de 37 años de edad es casado, habita junto a su familia en la colonia de los Angeles. Trabaja como comerciante de pacas de ropa americana, entregando su mercaderia a sus clientes del municipio, cuenta con el apoyo de su esposa que ademas se encarga del cuido de sus niños y del hogar. Está solicitando su 1er crèdito para mejora de su vivienda construyendo un dormitorio en su casa de habitaciòn, y asegurar su casa pues actualmente la delincuencia en el barrio ha incrementado. Geovanny se caracteriza por ser un joven responsable, con principio religiosos, con buen record crèditicio en la zona, tiene capacidad y voluntad de pago, su mayor sueño es de darle un hogar agradable a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Geovanny Francisco to add a bedroom to his residence.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 23, 2011
Jan 17, 2012
Currency Exchange Loss:
Dec 17, 2013