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Mrs. Cruy is shown in the photo in front of her house in Prey Chor district. She has been involved in an agricultural business, growing rice. She is now 52 years old and has seven children. 4 of them are married and lived independently.
Mrs. Cruy would like to ask for a loan from HKL to buy timber to elevate her house to a higher position. She is very happy that the loan will be granted to fix her house. In the future, she plans to buy extra farmland to increase her rice output.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cruy to buy timber to elevate her house to a higher position.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 27, 2011
Jan 13, 2012
Currency Exchange Loss:
Feb 22, 2013