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Ngoc, a 36-year-old married woman, lives in Ho Chi Minh City. She has two sons. Her husband earns an income working as a truck driver. Ngoc runs a general store that sells a variety of basic goods and many kinds of vegetables to people in the local community. She started this business ten years ago.

Ngoc requires a loan to purchase a range of different products, including basic packaged foods and many kinds of vegetables, to meet her customers' demand. This will enable her to offer a better range of products to her customers. She hopes her business will run smoothly and she can earn additional income to support her children.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 66
    View loans »
    Vietnam Loans Fundraising
  • $17,224,975
    Funds lent in using Kiva
  • 21,000.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ngoc to purchase a range of different general store products to meet her customers' demand.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 21, 2011
Jan 13, 2012
Currency Exchange Loss:
Oct 15, 2012