A loan of $750 helped to pay for grocery items and products needed in her business.


Lorna's story

This is Lorna, 41, a resident of Caloocan City, Philippines. She is married to Arbi, a mechanic. She is also mother to her children. She, together with her husband, manages her own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Lorna operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 pesos worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house, and her regular customers are her neighbors and the local community. She earns a minimum of 800 Philippines pesos (PHP) in sales every day. To help her continue operations of her business, she is requesting a loan of 32,000 PHP. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Lorna hopes to be able to expand soon and dreams of giving her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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