A loan of $1,200 helped to build a store and start selling groceries in her neighborhood.


Pen's story

Pen, age 42, lives with her husband and six children in Baray district, Kompong Tom province.

She cultivates rice crops and takes some time to sell fresh fish in a local market for her livelihood. She earns approximately $1.50 per day to cover her daily expenses.

This is her second loan from Kiva and forth loan from HKL. Pen would like to borrow this loan to build a store and start selling groceries in her neighborhood. And with the remaining funds, she will buy a pair of tires for her plowing machine.

She hopes that she will be able to improve her business and lead her family out of poverty.



Loan details


Lenders and lending teams



Loan details