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The communal bank "Andrés Avelino Cáceres" is made up of responsible and hard-working people who make their families progress. Most of its members live and work in Cusco, a city known as a popular tourist resort as well as for its commercial activities and its traditional Inti Raymi festival. One of the Seven Wonders of the World, the Machu Picchu, is nearby.

Martha is 36 years old, married and has two children from her marriage. She was born in the province of Cusco, department of Cusco, and lives in her beautiful native city. Earlier, se sold clothes for the Niño Manuelito (Jesus) (*) and the statues of the Virgin and the saints, but now she has a new activity. Currently, her main economic activity is the sale of food products from her small grocery and her beer depot. She has already been working for two months in her new business and is doing very well. Today Martha applies for a loan to buy three crates of beer.

(*) Translator's note: A detailed explanation of the Niño Manuelito tradition is provided in a previous Kiva loan description: "Each Christmas Eve in the city's main square, Peru's largest popular art and crafts fair is held: the Santurantikuy Fair. Hundreds of artisans from various places in the Cusco area, as well as other regions of the country, come to show their beautiful and original creations, fruit of their creative spirit during the year, which are used to decorate nativity scenes in homes and institutions. The central figure of Cusco's Christmas fiesta is the Niño Manuelito."
View original language description ↓
El banco comunal “Andrés Avelino Cáceres” está conformado por personas responsables y trabajadores que sacan adelante a su familia. La mayoría de los socios viven en la ciudad del Cusco y donde realizan sus actividades económicas. Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Martha tiene 36 años de edad y es casado y fruto de esta unión tiene dos hijos, ella nació en la provincia de Cusco departamento del Cusco y vive en la hermosa ciudad donde nació. Antes Martha se dedicaba a la venta de ropa para niños Manuelitos (Jesús), para virgen y para santos pero cambio de actividad. Actualmente, su actividad económica principal de Martha es la venta de comestibles, ella tiene una pequeña tienda de abarrotes y un depósito de cerveza. Ya son dos meses que se dedica a este negocio y le va muy bien. En esta oportunidad Martha requiere el préstamo para comprar tres cajas de cerveza.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $75 helped Martha to buy three crates of beer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 9, 2012
Jan 16, 2012
Currency Exchange Loss:
Jun 15, 2012