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Mary Celeste
Mary Celeste is 28 years old, single and lives with her parents in Ventanas, Provincia de Los Ríos. She is a member of VRC Tierra Nuestra, located in the San Luis de Zapotal precinct which is part of the Ventanas district. This Ventanas local works in agriculture, planting corn and rice as part of the short sowing season. As well as corn, she also sows beans and peas. The sale and purchase of this produce is all done in Ventanas.

Mary Celeste is applying for a loan to purchase seeds, solid and liquid fertiliser, urea and insecticide for the sowing season. With the help of this loan, she will be able to improve her family's lifestyle, dedicating herself to sowing so that her produce grows well, which will enable her to go on to sell it at a good price.

The challenges that Mary Celeste faces are plagues, diseases and changeable weather. Her dream is to buy a plot of land. In her spare time, Mary Celeste likes to listen to music.
View original language description ↓
Mary Celeste tiene 28 años de edad es soltera vive con los padres en Ventanas provincia de los ríos.

Es Integrante de la VRC TIERRA NUESTRA, se encuentra ubicada en el Recinto San Luis de Zapotal, Perteneciente al Cantón Ventanas, esta Ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Mary se dedica a la agricultura a la siembra de maíz, frejol, arveja. Las compras y las ventas lo hace en Ventanas.
Solicita el crédito para comprar semillas, fertilizantes, líquidos, abonos, urea, insecticidas para las siembras.

Con el apoyo del crédito podrá mejorar el estilo de vida de la familia dedicándose a la siembra para que el producto salga bueno y poder venderlo a un buen precio.

Los desafíos a los que se enfrentar son las plagas y enfermedades y la variedad del clima. Su sueño es comprar terreno.

En el tiempo libre le gusta escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Mary Celeste to purchase seeds, solid and liquid fertiliser, urea and insecticide for the sowing season.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2011
Jan 16, 2012
Currency Exchange Loss:
Jul 27, 2012