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Chan is a 41 years old, married, and has three children who attend school. She lives in the Ornlong Veng district. Chan comes from a low-income family and operates a retail business. She sells Khmer cakes in a busy market. She has run this business for many years and earns $4.00 a day. Her husband generates a small profit by working as a soldier at Preah Vihear province.

Recently, Chan's living conditions have not been comfortable because a part of her house is broken down and old so it is harmful for her family to live in it. Therefore, she is requesting a loan, which she will use to repair her old house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 91
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chan to repair her old house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 15, 2011
Jan 12, 2012
Currency Exchange Loss:
Jul 17, 2013